San Diego Real Estate Blog

Customer satisfaction with lenders declines
November 19th, 2009 4:37 PM

Overall satisfaction among mortgage customers declined 18 index points to in 2009 from 2008, according to the J.D. Power and Associates 2009 Primary Mortgage Origination Satisfaction StudySM.

The average time to approve and close a loan increased to 47 days in 2009, compared with approximately 30 days in 2008, primarily due to increased scrutiny of loan applications and higher origination volumes driven by increases in refinancing, according to the study.

This is why it is so important to get a good lender before ever stepping into one home. Please contact me if you are looking to get pre-qualified for a home in San Diego.

 

Leonardo Gonzalez

http://www.chulavistacommunities.com

Posted by Leonardo Gonzalez on November 19th, 2009 4:37 PMPost a Comment (0)

Just Listed! 321 10th Avenue San Diego, CA 92101
November 23rd, 2009 3:11 PM
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Listings Photo
$329,000.00
321 10th Avenue

San Diego, CA 92101

Beds: 1 Rooms: 0
Full Baths: 1 Sq. Ft.: 671
Garage: 0 Built: 0
 
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 
If you have any questions
about this property or
require more information,
please feel free to call.

Leonardo Gonzalez
Century 21 All Real Estate
6197092042
www.chulavistacommunities.com
 
  Visit this listing here
Posted by Leonardo Gonzalez on November 23rd, 2009 3:11 PMPost a Comment (0)

Just Listed! 27 17th Street San Diego, CA 92101
November 23rd, 2009 2:31 PM
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Listings Photo
$400,000.00
27 17th Street

San Diego, CA 92101

Beds: 0 Rooms: 0
Full Baths: 0 Sq. Ft.: 0
Garage: 0 Built: 0
 
Great Investment Property. Close to Downtown and Petco Park. Great views to Coronado Bay and walking distance to Petco Park.
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 
If you have any questions
about this property or
require more information,
please feel free to call.

Leonardo Gonzalez
Century 21 All Real Estate
6197092042
www.chulavistacommunities.com
 
  Visit this listing here
Posted by Leonardo Gonzalez on November 23rd, 2009 2:31 PMPost a Comment (0)

Just Listed! 940 Melrose Street National City, CA 91950
November 23rd, 2009 12:10 PM
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Listings Photo
$145,000.00
940 Melrose Street

National City, CA 91950

Beds: 3 Rooms: 5
Full Baths: 2 Sq. Ft.: 1880
Garage: 0 Built: 0
 
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 
If you have any questions
about this property or
require more information,
please feel free to call.

Leonardo Gonzalez
Century 21 All Real Estate
6197092042
www.chulavistacommunities.com
 
  Visit this listing here
Posted by Leonardo Gonzalez on November 23rd, 2009 12:10 PMPost a Comment (0)

September 2009 California Real Estate Fast Facts
November 19th, 2009 4:45 PM

Calif. median home price - September 09: $296,090 (Source: C.A.R.)
Calif. highest median home price by C.A.R. region September 09: Santa Barbara So. Coast $750,000 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region September 09: High Desert $117,820 (Source: C.A.R.)
Calif. First-time Buyer Affordability Index - Third Quarter 2009: 64 percent (Source: C.A.R.)
Mortgage rates - week ending 11/12/09 30-yr. fixed: 4.91% Fees/points: 0.7% 15-yr. fixed: 4.36% Fees/points: 0.6% 1-yr. adjustable: 4.46% Fees/points: 0.6% (Source: Freddie Mac) 

 

Leonardo Gonzalez

http://www.ChulaVistaCommunities.com

Posted by Leonardo Gonzalez on November 19th, 2009 4:45 PMPost a Comment (0)

Fast California Real Estate Facts for September 2009
November 4th, 2009 3:06 PM


California Medium Home Price - September 09: $296,090 (Source: C.A.R.)
Calif. highest median home price by C.A.R. region September 09: Santa Barbara So. Coast $750,000 (Source: C.A.R.)
Calif. lowest median home price by C.A.R. region September 09: High Desert $117,820 (Source: C.A.R.)

If you have any questions about the market in your area feel free to contact me.

Leonardo Gonzalez

leonardo.gonzalez@century21.com

http://www.chualvistacommunities.com

Posted by Leonardo Gonzalez on November 4th, 2009 3:06 PMPost a Comment (0)

Survey shows strong interest in homeownership among Latinos
November 4th, 2009 3:04 PM

A recent survey conducted by the National Association of Hispanic Real Estate Professionals (NAHREP) shows that 54 percent of Latinos have a strong interest in homeownership and plan to buy a home in the next five years.

“Despite the losses that many families suffered in the mortgage crisis, there remains high interest in homeownership among those families that stayed on the sidelines and didn’t buy during the boom,” says Tino Diaz, chairman of NAHREP.

Nearly half of the nation’s 14 million Hispanic households currently rent. If half of the renter pool follows through and is able to achieve homeownership during the next five years, the nation’s fastest growing minority group could be the next big wave of first-time buyers.

If you have any questions about home ownership please contact me

Leonardo Gonzalez

leonardo.gonzalez@century21.com

http://www.chulavistacommunities.com

Posted by Leonardo Gonzalez on November 4th, 2009 3:04 PMPost a Comment (0)

San Diego California Home Buyers -Loan limit extensions signed into law by President Obama.
November 4th, 2009 3:02 PM
President Obama late Friday signed a congressional resolution to extend through 2010 the conforming loan limits of $417,000 for most areas in the U.S. and $729,750 for high-cost areas, including many in California. These actions effectively extend the higher conforming loan limits for Fannie, Freddie, and FHA loans through 2010.

The conforming loan limit determines the size of a mortgage that Fannie Mae Freddie Mac, and the Federal Housing Administration (FHA) can guarantee. Jumbo loans typically carry higher mortgage interest rates than conforming loans, increasing monthly payments and hampering the ability of families in California to purchase homes by making them less affordable.

 

Please contact me with any questions on conforming or non-conforming loans.

 

Leonardo Gonzalez

leonardo.gonzalez@century21.com

Posted by Leonardo Gonzalez on November 4th, 2009 3:02 PMPost a Comment (0)
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